{"id":3201,"date":"2021-11-05T16:59:04","date_gmt":"2021-11-05T16:59:04","guid":{"rendered":"http:\/\/18.190.88.146\/?page_id=3201"},"modified":"2022-11-03T18:57:15","modified_gmt":"2022-11-03T18:57:15","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/dlrinsurancegroup.com\/es\/terms-and-conditions\/","title":{"rendered":"T\u00e9rminos y condiciones"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3201\" class=\"elementor elementor-3201\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-21ec2bee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21ec2bee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-389f3968\" data-id=\"389f3968\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b921ab elementor-widget elementor-widget-heading\" data-id=\"8b921ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">T\u00e9rminos y condiciones<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbd48c2 elementor-widget elementor-widget-text-editor\" data-id=\"fbd48c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLos siguientes T\u00e9rminos de uso se celebran entre usted y DLR Insurance Group (&quot;<strong>Empresa<\/strong>&quot;,&quot;<strong>nosotros<\/strong>&quot;, o &quot;<strong>nosotros<\/strong>\u201d).\n\nThe following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these \u201c<strong>Condiciones de uso<\/strong>\u201d), Rigen su acceso y uso de dlrinsurancegroup.com, incluido cualquier contenido, funcionalidad y servicios ofrecidos en oa trav\u00e9s de dlrinsurancegroup.com (el\u201c<strong>Sitio web<\/strong>\u201d), whether as a guest or a registered user.\n\nPlease read the Terms of Use carefully before you start to use the Website.\u00a0<strong>Al utilizar el sitio web o al hacer clic para aceptar o aceptar los T\u00e9rminos de uso cuando esta opci\u00f3n est\u00e9 disponible para usted, usted acepta y acepta regirse por estos T\u00e9rminos de uso y nuestra Pol\u00edtica de privacidad, incorporados aqu\u00ed como referencia.<\/strong>\u00a0If you do not want to agree to these Terms of Use including the agreements incorporated by reference herein, you must not access or use the Website.\n\nThis Website is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.\n\n<strong>Cambios en los t\u00e9rminos de uso<\/strong>\n\nPodemos revisar y actualizar estos T\u00e9rminos de uso de vez en cuando a nuestro exclusivo criterio. Todos los cambios entran en vigencia inmediatamente cuando los publicamos y se aplican a todo acceso y uso del sitio web a partir de entonces. Su uso continuado del sitio web despu\u00e9s de la publicaci\u00f3n de los T\u00e9rminos de uso revisados significa que acepta y est\u00e1 de acuerdo con los cambios. Se espera que revise esta p\u00e1gina de vez en cuando para estar al tanto de cualquier cambio, ya que son vinculantes para usted.\n\n<strong>Intimidad<\/strong>\n\nSu uso del sitio web tambi\u00e9n est\u00e1 sujeto a la Pol\u00edtica de privacidad de la Compa\u00f1\u00eda. Por favor revise nuestro\u00a0<a href=\"\/en\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Pol\u00edtica de privacidad<\/a>, que tambi\u00e9n rige el sitio web e informa a los usuarios sobre nuestras pr\u00e1cticas de recopilaci\u00f3n de datos. Su aceptaci\u00f3n de la Pol\u00edtica de privacidad se incorpora a estos T\u00e9rminos de uso.\n\n<strong>Descargo de responsabilidad<\/strong>\n\nSu uso del sitio web tambi\u00e9n est\u00e1 sujeto al descargo de responsabilidad de la empresa. Por favor, revise nuestro Descargo de responsabilidad, que tambi\u00e9n rige el sitio web e informa a los usuarios de varias limitaciones con respecto a la informaci\u00f3n proporcionada en el sitio web. Su aceptaci\u00f3n de la Exenci\u00f3n de responsabilidad se incorpora a estos T\u00e9rminos de uso.\n\n<strong>Acceso al sitio web y seguridad de la cuenta<\/strong>\n\nWe reserve the right to withdraw or amend this Website and any service or material we provide on the Website in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.\n\nTo access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website and any resources downloaded from the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide to register with this Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.\n\nIf you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.\n\nWe have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.\n\n<strong>Ning\u00fan uso ilegal o prohibido y propiedad intelectual<\/strong>\n\nYou are granted a non-exclusive, non-transferable, revocable license to access and use the Website and the resources available for download from the Website strictly in accordance with these Terms of Use.\n\nAs a condition of your use of the Website, you warrant to the Company that you will not use the Website or any of the resources available for download from the Website for any purpose that is unlawful or prohibited by these Terms. You may not use the Website or any of the resources available for download from the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party\u2019s use and enjoyment of the Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website.\n\nAll content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Website, is the property of the Company or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.\n\nYou will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Website or any of the resources available for download from the Website.\n\nThe Company content is not for resale. Your use of the Website or any of the resources available for download from the Website does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your individual use, and will make no other use of the content without the express written permission of the Company and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of the Company or our licensors except as expressly authorized by these Terms.\n\nThe Company name, the Company logo, the Company slogan, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.\n\n<strong>Solo para fines educativos e informativos<\/strong>\n\nComo se establece con m\u00e1s detalle en el Descargo de responsabilidad, la informaci\u00f3n contenida en este sitio web y los recursos disponibles para descargar a trav\u00e9s de este sitio web son solo para fines educativos e informativos. La informaci\u00f3n contenida en este sitio web y los recursos disponibles para descargar a trav\u00e9s de este sitio web no pretenden, y no deben entenderse ni interpretarse como asesoramiento legal, financiero, fiscal, m\u00e9dico, de salud o cualquier otro consejo profesional.\n\n<strong>Precisi\u00f3n y responsabilidad personal<\/strong>\n\nAs set forth more fully in the Disclaimer, we have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information, but we cannot guarantee the accuracy of the information. Neither the Company nor any of its owners or employees shall be held liable or responsible for any errors or omissions on this Website or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.\n\nBy using this Website, you accept personal responsibility for the results of your actions.\u00a0\u00a0You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Website or the resources available for download from this Website. You agree to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended on this Website.\n\n<strong>Sin garant\u00edas en cuanto a resultados<\/strong>\n\nAs set forth more fully in the Disclaimer, you agree that the Company has not made any guarantees about the results of taking any action, whether recommended on this Website or not. The Company provides educational and informational resources that are intended to help users of this Website succeed. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and\/or knowledge of the Company.\n\nYou also recognize that prior results do not guarantee a similar outcome.\u00a0\u00a0Thus, the results obtained by others \u2013 whether clients of the Company or otherwise \u2013 applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results.\n\n<strong>Correo electr\u00f3nico y otras comunicaciones electr\u00f3nicas<\/strong>\n\nVisiting the Website or sending emails to the Company constitutes electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communications be in writing.\n\nWe would be pleased to communicate with you by e-mail, and there are various places on this Website that provide you the ability to send an electronic communication to the Company. Any such email or other electronic communication, however, does not create a business relationship or any contractual relationship.\u00a0\u00a0As set forth more fully in our Privacy Policy, we will take reasonable steps to ensure that any communications remain confidential, but we cannot guarantee the security of such communications and cannot guarantee that we would not be required to disclose such communications as a result of a court order.\n\n<strong>Uso de los servicios de comunicaci\u00f3n<\/strong>\n\nEl sitio web puede contener servicios de tablones de anuncios, \u00e1reas de chat, grupos de noticias, foros, comunidades, p\u00e1ginas web personales, calendarios, secciones de comentarios de blogs y \/ u otras instalaciones de mensajes o comunicaci\u00f3n dise\u00f1adas para permitirle comunicarse con el p\u00fablico en general o con un grupo. (colectivamente, &quot;<strong>Servicios de comunicaci\u00f3n<\/strong>\u201d), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.\n\nBy way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another\u2019s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.\n\nThe Company has no obligation to monitor the Communication Services. However, the Company reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. The Company reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.\n\nThe Company reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in the Company\u2019s sole discretion.\n\nAlways use caution when giving out any personally identifying information about yourself in any Communication Service. The Company does not control or endorse the content, messages or information found in any Communication Service and, therefore, the Company specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts have not authorized the Company spokespersons, and their views do not necessarily reflect those of the Company.\n\nMaterials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and\/or dissemination. You are responsible for adhering to such limitations if you upload the materials.\n\n<strong>Materiales proporcionados al sitio web<\/strong>\n\nLa Compa\u00f1\u00eda no reclama la propiedad de los materiales que usted proporciona al sitio web (incluidos los comentarios y sugerencias) o publica, carga, ingresa o env\u00eda a cualquier sitio web o nuestros servicios asociados (colectivamente &quot;<strong>Env\u00edos<\/strong>\u201d). However, by posting, uploading, inputting, providing, or submitting your Submission you are granting the Company, our affiliated companies, and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission.\n\nNo compensation will be paid with respect to the use of your Submission, as provided herein. The Company is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in the Company\u2019s sole discretion.\n\nBy posting, uploading, inputting, providing, or submitting your Submission, you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.\n\n<strong>Enlaces a sitios web y servicios de terceros<\/strong>\n\nEl sitio web puede contener enlaces a otros sitios web (&quot;<strong>Sitios web vinculados<\/strong>\u201d). The Linked Websites are not under the control of the Company, and the Company is not responsible for the contents of any Linked Website, including without limitation any link contained in a Linked Website, or any changes or updates to a Linked Website. The Company is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by the Company of the Website or any association with its operators.\n\nCertain services made available via the Website are delivered by third-party Websites and organizations. By using any product, service, or functionality originating from the Website, you hereby acknowledge and consent that the Company may share such information and data with any third party with whom the Company has a contractual relationship to provide the requested product, service or functionality on behalf of the Website\u2019s users and customers.\n\n<strong>Uso de plantillas y formularios<\/strong>\n\nThe Company provides various templates and\/or forms for download and\/or sale on this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our templates and\/or forms for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the templates and\/or forms in any manner, except for modifications in filling out the templates and\/or forms for your authorized use.\n\nBy ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.\n\n<strong>Uso de cursos, programas y material asociado pagos<\/strong>\n\nLa Compa\u00f1\u00eda ofrece de vez en cuando varios cursos, programas y material asociado para la venta en este sitio web. La Compa\u00f1\u00eda le otorga una licencia limitada, personal, no exclusiva e intransferible para usar nuestros cursos, programas y material asociado (colectivamente el &quot;<strong>Cursos<\/strong>\u201d) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Courses in any manner.\n\nBy ordering or participating in Courses, you agree that the Courses you purchase or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.\n\nBy ordering or participating in Courses, you further agree that you shall not create any derivative work based upon the Courses and you shall not offer any competing products or services based upon any information contained in the Courses.\n\n<strong>Uso de contenido descargable gratuito<\/strong>\n\nLa Compa\u00f1\u00eda proporciona varios recursos en este sitio web, a los que los usuarios pueden acceder proporcionando una direcci\u00f3n de correo electr\u00f3nico. La Compa\u00f1\u00eda le otorga una licencia limitada, personal, no exclusiva e intransferible para utilizar nuestros recursos proporcionados a cambio de una direcci\u00f3n de correo electr\u00f3nico (la &quot;<strong>Contenido de Freemium<\/strong>\u201d) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Freemium Content in any manner.\n\nBy downloading the Freemium Content, you agree that the Fremium Content you download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.\n\nBy downloading the Freemium Content, you further agree that you shall not create any derivative work based upon the Freemium Content and you shall not offer any competing products or services based upon any information contained in the Freemium Content.\n\n<strong>Hu\u00e9spedes<\/strong>\n\nThe Company may, from time to time, provide information from a third party in the form of a podcast guest interview, interview on another platform, guest blog post, or another medium. The Company does not control the information provided by such third-party guests, is not responsible for investigating the truth of any information provided, and cannot guarantee the veracity of any statements made by such guests.\n\nIndividuals who agree to appear as guests on any podcast offered by the Company agree to transfer all intellectual property rights they may have in any such interviews to the Company and further provide a license to any rights they are unable to assign.\n\n<strong>Cancelaci\u00f3n de suscripci\u00f3n<\/strong>\n\nCertain of the Company\u2019s products and services are offered on an ongoing basis with a monthly or yearly subscription. Users may cancel subscriptions at any time by emailing info@dlrinsurancegroup.com\n\nYour subscription shall be terminated immediately upon cancellation, and you shall not receive any refund. You shall not be charged after a cancellation.]\n\n<strong>Garant\u00eda de devoluci\u00f3n del dinero<\/strong>\n\nFor the sale of certain products, the Company provides a money-back guarantee.\u00a0\u00a0That money-back guarantee is governed by the following terms, except to the extent that the terms of a specific product or service provide otherwise.\n\nWith respect to any purchase, you must request your money back within\u00a07\u00a0days of the purchase. You may request your money back by emailing\u00a0info@dlrinsurancegroup.com.\u00a0That email must contain information about the product you purchased, the date of the purchase, and the email and name associated with any such purchase. You are not required to submit any proof that you have completed any work or meet any other requirements.\n\nUpon determining that you are entitled to a refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds.\n\nIf you receive a refund of any purchase through this money-back guarantee, that shall immediately terminate any and all licenses granted you to use the material provided to you under these Terms of Use or any other agreement. You shall immediately cease using the material and shall destroy all copies of the information provided to you, including without limitation:\u00a0video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources.\n\nAny customer may redeem a money-back guarantee from the Company only once regardless of how many products and\/or services the customer purchases. In other words, after a customer has received a refund for any one product under this money-back guarantee, that customer shall not be entitled to a refund as to any other product or service purchased from the Company.\n\n<strong>Sin reembolsos<\/strong>\n\nTodas las ventas son finales y la Compa\u00f1\u00eda no ofrece ninguna garant\u00eda de devoluci\u00f3n de dinero. Usted reconoce y acepta que no tendr\u00e1 derecho a un reembolso por ninguna compra bajo ninguna circunstancia.\n\n<strong>Sin garant\u00edas<\/strong>\n\nLA COMPA\u00d1\u00cdA NO OFRECE GARANT\u00cdAS CON RESPECTO AL RENDIMIENTO U OPERACI\u00d3N DE ESTE SITIO WEB. ADEM\u00c1S, LA COMPA\u00d1\u00cdA NO HACE DECLARACIONES NI GARANT\u00cdAS DE NING\u00daN TIPO, EXPRESAS O IMPL\u00cdCITAS, EN CUANTO A LA INFORMACI\u00d3N, CONTENIDOS, MATERIALES, DOCUMENTOS, PROGRAMAS, PRODUCTOS, LIBROS O SERVICIOS INCLUIDOS EN ESTE SITIO WEB O A TRAV\u00c9S DE ESTE SITIO. HASTA EL GRADO M\u00c1XIMO PERMITIDO POR LA LEY, LA COMPA\u00d1\u00cdA RENUNCIA A TODAS LAS GARANT\u00cdAS, EXPRESAS O IMPL\u00cdCITAS, INCLUIDAS LAS GARANT\u00cdAS IMPL\u00cdCITAS DE COMERCIABILIDAD E IDONEIDAD PARA UN PROP\u00d3SITO PARTICULAR.\n\n<strong>Limitaci\u00f3n de responsabilidad<\/strong>\n\nYOU AGREE TO ABSOLVE THE COMPANY OF ANY, AND ALL LIABILITY OR LOSS THAT YOU OR ANY PERSON OR ENTITY ASSOCIATED WITH YOU MAY SUFFER OR INCUR AS A RESULT OF USE OF THE INFORMATION CONTAINED ON THIS WEBSITE AND\/OR THE RESOURCES YOU MAY DOWNLOAD FROM THIS WEBSITE.\u00a0\u00a0YOU AGREE THAT THE COMPANY SHALL NOT BE LIABLE TO YOU FOR ANY TYPE OF DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL LOSS OR DAMAGES FOR USE OF THIS WEBSITE.\n\nTHE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. THE COMPANY AND\/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND\/OR CHANGES IN THE WEBSITE AT ANY TIME.\n\nTHE COMPANY AND\/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED \u201cAS IS\u201d WITHOUT WARRANTY OR CONDITION OF ANY KIND. THE COMPANY AND\/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.\n\nTO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY AND\/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE WEBSITE, WITH THE DELAY OR INABILITY TO USE THE WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF THE COMPANY OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES\/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.\n\n<strong>Arbitraje<\/strong>\n\nYou hereby expressly waive any and all claims you may have, now or in the future, arising out of or relating to this Website, the Company, any and all contracts you enter into with the Company, and any and all of the Company\u2019s products and services.\n\nTo the extent that you attempt to assert any such claim, you hereby expressly agree to present such claim only through binding arbitration to occur in San Diego, California. You further agree to and do hereby waive any right to class arbitration and agree, instead, to conduct an arbitration related solely to any individual claims you and\/or any entity related to you asserts against the Company. To the fullest extent permissible by law, you further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.\n\n<strong>Usuarios internacionales<\/strong>\n\nEl Servicio es controlado, operado y administrado por la Compa\u00f1\u00eda desde nuestras oficinas en los EE. UU. Si accede al Servicio desde una ubicaci\u00f3n fuera de EE. UU., Es responsable del cumplimiento de todas las leyes locales. Usted acepta que no utilizar\u00e1 el Contenido de la Compa\u00f1\u00eda al que se accede a trav\u00e9s del Sitio web en ning\u00fan pa\u00eds o de cualquier manera prohibida por las leyes, restricciones o regulaciones aplicables.\n\n<strong>Indemnizaci\u00f3n<\/strong>\n\nUsted acepta indemnizar, defender y eximir de responsabilidad a la Compa\u00f1\u00eda, sus funcionarios, directores, empleados, agentes y terceros, por cualquier p\u00e9rdida, costo, responsabilidad y gasto (incluidos los honorarios razonables de abogados) relacionados con o que surjan de su uso de o incapacidad para usar el sitio web o los servicios, cualquier publicaci\u00f3n de usuario realizada por usted, su violaci\u00f3n de cualquier t\u00e9rmino de este Acuerdo o su violaci\u00f3n de cualquier derecho de un tercero, o su violaci\u00f3n de cualquier ley, regla o reglamento aplicable. La Compa\u00f1\u00eda se reserva el derecho, a su propio costo, de asumir la defensa y el control exclusivos de cualquier asunto sujeto a indemnizaci\u00f3n por su parte, en cuyo caso usted cooperar\u00e1 plenamente con la Compa\u00f1\u00eda para hacer valer las defensas disponibles.\n\n<strong>Restricci\u00f3n de rescisi\u00f3n y acceso<\/strong>\n\nLa Compa\u00f1\u00eda se reserva el derecho, a su sola discreci\u00f3n, de cancelar su acceso al sitio web y los servicios relacionados o cualquier parte del mismo en cualquier momento, sin previo aviso. En la medida m\u00e1xima permitida por la ley, y por la presente usted da su consentimiento para resolver todas y cada una de las disputas que surjan o est\u00e9n relacionadas con este sitio web o los T\u00e9rminos de uso de conformidad con la Cl\u00e1usula [Arbitraje \/ Resoluci\u00f3n de disputas] anterior. El uso del sitio web no est\u00e1 autorizado en ninguna jurisdicci\u00f3n que no d\u00e9 efecto a todas las disposiciones de estos T\u00e9rminos, incluida, entre otras, esta secci\u00f3n.\n\n<strong>Sin empresa conjunta u otra relaci\u00f3n<\/strong>\n\nUsted acepta que no existe ninguna relaci\u00f3n de empresa conjunta, sociedad, empleo o agencia entre usted y la Compa\u00f1\u00eda como resultado de este acuerdo o uso del sitio web. El cumplimiento de este acuerdo por parte de la Compa\u00f1\u00eda est\u00e1 sujeto a las leyes y procesos legales existentes, y nada de lo contenido en este acuerdo es una derogaci\u00f3n del derecho de la Compa\u00f1\u00eda a cumplir con las solicitudes o requisitos gubernamentales, judiciales y policiales relacionados con su uso del sitio web o la informaci\u00f3n. proporcionados o recopilados por la Compa\u00f1\u00eda con respecto a dicho uso. Si se determina que alguna parte de este acuerdo no es v\u00e1lida o no se puede hacer cumplir de conformidad con la ley aplicable, incluidas, entre otras, las renuncias de garant\u00eda y las limitaciones de responsabilidad establecidas anteriormente, la disposici\u00f3n inv\u00e1lida o inaplicable se considerar\u00e1 reemplazada por una disposici\u00f3n v\u00e1lida y exigible. que m\u00e1s se acerque a la intenci\u00f3n de la disposici\u00f3n original y el resto del acuerdo continuar\u00e1 en vigor.\n\n<strong>Acuerdo completo<\/strong>\n\nA menos que se especifique lo contrario en el presente, este acuerdo, junto con la Pol\u00edtica de privacidad y el Descargo de responsabilidad, constituye el acuerdo completo entre el usuario y la Compa\u00f1\u00eda con respecto al sitio web y reemplaza todas las comunicaciones y propuestas anteriores o contempor\u00e1neas, ya sean electr\u00f3nicas, orales o escritas, entre el usuario y la Compa\u00f1\u00eda con respecto al Sitio Web. Una versi\u00f3n impresa de este acuerdo y de cualquier notificaci\u00f3n dada en forma electr\u00f3nica ser\u00e1 admisible en procedimientos judiciales o administrativos basados en o relacionados con este acuerdo en la misma medida y sujeto a las mismas condiciones que otros documentos y registros comerciales originalmente generados y mantenidos en forma impresa. Es el deseo expreso de las partes que este acuerdo y todos los documentos relacionados est\u00e9n escritos en ingl\u00e9s.\n\n<strong>Cambios en los t\u00e9rminos<\/strong>\n\nLa Compa\u00f1\u00eda se reserva el derecho, a su sola discreci\u00f3n, de cambiar los T\u00e9rminos bajo los cuales se ofrece el Sitio Web. La versi\u00f3n m\u00e1s actual de los T\u00e9rminos reemplazar\u00e1 a todas las versiones anteriores. La Compa\u00f1\u00eda lo alienta a que revise peri\u00f3dicamente los T\u00e9rminos para mantenerse informado de nuestras actualizaciones.\n\n<strong>Cont\u00e1ctenos<\/strong>\n\nThe Company welcomes your questions or comments regarding the Terms:\n\nDLR Insurance Group\n\nEmail Address:\u00a0<a style=\"font-size: 1rem;\" href=\"mailto:info@dlrinsurancegroup.com\" target=\"_blank\" rel=\"noopener\">info@dlrinsurancegroup.com<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Terms and Conditions The following Terms of Use are entered into by and between You and DLR Insurance Group (\u201cCompany\u201d, \u201cwe\u201d, or \u201cus\u201d). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these \u201cTerms of Use\u201d), govern your access to and use of dlrinsurancegroup.com, including any content, functionality and [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-3201","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/pages\/3201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/comments?post=3201"}],"version-history":[{"count":18,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/pages\/3201\/revisions"}],"predecessor-version":[{"id":3867,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/pages\/3201\/revisions\/3867"}],"wp:attachment":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/media?parent=3201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}