{"id":2221,"date":"2021-10-07T20:07:23","date_gmt":"2021-10-07T20:07:23","guid":{"rendered":"http:\/\/18.190.88.146\/?p=2221"},"modified":"2022-09-17T23:57:46","modified_gmt":"2022-09-17T23:57:46","slug":"felonies-and-home-insurance","status":"publish","type":"post","link":"https:\/\/dlrinsurancegroup.com\/es\/felonies-and-home-insurance\/","title":{"rendered":"Delitos graves y seguro de hogar"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2221\" class=\"elementor elementor-2221\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-71cbdadd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"71cbdadd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-66a885dd\" data-id=\"66a885dd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48e2d874 elementor-widget elementor-widget-text-editor\" data-id=\"48e2d874\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p>Me encontr\u00e9 con una situaci\u00f3n el otro d\u00eda con un cliente. Mientras repasaba las preguntas de suscripci\u00f3n, llegamos a una que preguntaba: &quot;\u00bfEl posible asegurado ha cometido un delito grave en los \u00faltimos 10 a\u00f1os?&quot; La persona se sinti\u00f3 avergonzada pero respondi\u00f3: &quot;\u00a1S\u00ed!&quot; Detuve la aplicaci\u00f3n telef\u00f3nica y le dije a esa persona que no cumplir\u00eda con los criterios de suscripci\u00f3n de la empresa. Terminamos yendo con una empresa diferente, en cambio, que era un poco m\u00e1s cara, \u00a1pero a eso no le importaba el delito!<\/p>\n<p>Si bien puede estar de acuerdo o en desacuerdo con la pregunta que se hizo, es parte de lo que una empresa en particular quiere saber. Como las personas, cada empresa es diferente. Sin embargo, quiero llegar a que la persona respondi\u00f3 HONESTAMENTE a la pregunta, incluso cuando se sinti\u00f3 inc\u00f3moda. Si esa persona no me hubiera dicho la verdad honesta y hubiera habido un reclamo, \u00a1ese reclamo se habr\u00eda denegado bas\u00e1ndose en la premisa de que a la persona nunca se le habr\u00eda permitido el seguro en primer lugar! Adem\u00e1s, el hecho de que mintieron en la solicitud es motivo de tergiversaci\u00f3n. \u00a1Lo he visto en mi experiencia!<\/p>\n<p>Cuando hagamos preguntas dif\u00edciles en DLR Insurance Group, \u00a1no crea que solo estamos fisgoneando en su negocio! \u00a1Realmente necesitamos saber la verdad para que se paguen sus reclamos!<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>I ran into a situation the other day with a client. As I was going over the underwriting questions we came to one that asked, \u201cHas the prospective insured had a felony in the last 10 years?\u201d The person was embarrassed but answered, \u201cYes!\u201d I stopped the phone application and let that person know that [&hellip;]<\/p>","protected":false},"author":3,"featured_media":2872,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"right-sidebar","site-content-layout":"boxed-container","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10],"tags":[],"class_list":["post-2221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/posts\/2221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/comments?post=2221"}],"version-history":[{"count":5,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/posts\/2221\/revisions"}],"predecessor-version":[{"id":2873,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/posts\/2221\/revisions\/2873"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/media\/2872"}],"wp:attachment":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/media?parent=2221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/categories?post=2221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/tags?post=2221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}