{"id":3449,"date":"2022-04-11T21:37:54","date_gmt":"2022-04-11T21:37:54","guid":{"rendered":"http:\/\/18.116.89.38\/?p=3449"},"modified":"2022-11-03T18:55:11","modified_gmt":"2022-11-03T18:55:11","slug":"looking-for-boat-insurance-in-florida","status":"publish","type":"post","link":"https:\/\/dlrinsurancegroup.com\/es\/looking-for-boat-insurance-in-florida\/","title":{"rendered":"Looking for Boat Insurance in Florida?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3449\" class=\"elementor elementor-3449\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c097d03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c097d03\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1619321\" data-id=\"1619321\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82cc87c elementor-widget elementor-widget-heading\" data-id=\"82cc87c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Looking for Boat Insurance in Florida?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69c7a2d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69c7a2d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7fbe224\" data-id=\"7fbe224\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d51732 elementor-widget elementor-widget-text-editor\" data-id=\"2d51732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><strong>Florida Boat Insurance<\/strong><\/h2>\n<p style=\"font-weight: 400;\"><span style=\"font-style: inherit; color: var( --e-global-color-text ); background-color: var(--ast-global-color-4);\">Living in Florida, boating season is a year-round activity. The idea of protecting your boat and loved ones aboard the boat should be on your mind year-round also. Sadly, 6 out of 10 accidents result in some sort of death or injury.\u00a0<\/span><\/p>\n<p style=\"font-weight: 400;\">Every accident averages $11,000 in physical damages. As much as we do not like to think about it, these things happen. Having a good boat policy may save you from financial ruin. Don\u2019t let what I call the \u201cMyths of Boat Insurance,\u201d keep you from protecting your family!<\/p>\n\n<h2 style=\"font-weight: 400;\"><strong>Boat Insurance Myths<\/strong><\/h2>\n<p style=\"font-weight: 400;\">One of the biggest myths out there is that folks think their boat is covered under their home insurance policy.\u00a0Most home insurance policies have provisions for boat insurance, but the length and horsepower of the boat need to be within certain restrictions.\u00a0If they are outside of those restrictions in the policy, there is no coverage.<\/p>\n<p style=\"font-weight: 400;\">Please speak with your insurance agent about ANY boat you own, to make sure you are protecting yourself.<\/p>\n\n<h2 style=\"font-weight: 400;\"><strong>Boat Insurance Cost<\/strong><\/h2>\n<p style=\"font-weight: 400;\">The second myth is that the boat insurance is \u201ctoo expensive!\u201d Boat policies are very reasonable in pricing for the value and protection they provide.\u00a0\u00a0Every situation is different, but please speak with us before jumping to this conclusion. There are a myriad of coverages to choose from. We will look at those next.<\/p>\n\n<h2 style=\"font-weight: 400;\"><strong>Boat Insurance Quote<\/strong><\/h2>\n<p style=\"font-weight: 400;\">When choosing a policy, some folks don\u2019t know what they are looking at.\u00a0The breakdown of a policy is strait forward.\u00a0This is a very \u201csimple\u201d breakdown that I use with my clients.\u00a0This is not exhaustive.<\/p>\n\n<ul>\n \t<li>\u201cBodily Injury\u201d \u2013 those are the medical damages you do to other people when you are driving the boat.<\/li>\n \t<li>\u201cProperty Damage\u201d \u2013 those are damages that you do to other people\u2019s stuff<\/li>\n \t<li>\u201cUninsured Boater\u201d \u2013 Coverage for you and your occupants in the event the \u201cother boat\u201d does not have insurance.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">There are many add-ons that every company has.\u00a0 I have a list of some of them below.<\/p>\n\n<ul>\n \t<li><strong>Total Loss Replacement<\/strong>\u2014 replaces insured&#8217;s boat with a brand new one of similar make and quality<\/li>\n \t<li><strong>Disappearing Deductibles<\/strong>\u2014 reduces the deductible by 25 percent at each claim free renewal<\/li>\n \t<li><strong>Towing<\/strong>\u2014 Help comes to your customer if they&#8217;re stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!<\/li>\n \t<li><strong>Trailer Trip Interruption coverage<\/strong>\u2014 pays for meals, transportation and lodging if you have a trailer or tow vehicle breakdown or accident while towing your watercraft more than 100 miles from home<\/li>\n \t<li><strong>Hurricane Haul Out coverage<\/strong>\u2014 reimburses the customer 50 percent of the cost incurred to haul out their boat due to a named storm<\/li>\n \t<li><strong>Replacement Cost Fishing Equipment<\/strong>\u2014 up to $10,000 for tackle, rods, and reels<\/li>\n \t<li><strong>Replacement Cost Personal Effects<\/strong>\u2014 protects the insured&#8217;s personal items including cameras, clothes, cell phones, etc.<\/li>\n \t<li><strong>Wreckage Removal coverage<\/strong>\u2014 Pays for any attempted raising, removal or destruction of the wreckage<\/li>\n \t<li><strong>Fuel Spill Liability<\/strong>\u2014 Coverage for unintentional oil or fuel spills that result in bodily injury or property damage<\/li>\n \t<li><strong>Medical Payments<\/strong>\u2014 may include coverage for water-skiers<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">All these things come with a cost, but so does everything else. At DLR Insurance Group, we can help you choose the correct coverage for you and your boat.\u00a0We want you to enjoy your boat without you worrying if something happens!<\/p>\n<p style=\"font-weight: 400;\">Contact\u00a0<a href=\"\/en\/contact\/\" target=\"_blank\" rel=\"noopener\">Grupo de seguros DLR<\/a>\u00a0today to speak with us about your <a href=\"http:\/\/18.116.89.38\/en\/quotes\/\">boat insurance quote<\/a>!<\/p>\n<p style=\"font-weight: 400; text-align: center;\">**********************************<\/p>\n<p style=\"font-weight: 400;\">The Department of Homeland Security and The Coast Guard puts out a study on \u201c<a href=\"https:\/\/uscgboating.org\/library\/accident-statistics\/Recreational-Boating-Statistics-2020.pdf\">Recreational Boating Statistics<\/a>\u201d every year.<\/p>\n<p style=\"font-weight: 400;\"><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>In Florida, boating is a year-round activity. Having boat insurance is imperative and much more affordable than most people think. <\/p>","protected":false},"author":3,"featured_media":3461,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[6],"tags":[],"class_list":["post-3449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-property"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/posts\/3449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/comments?post=3449"}],"version-history":[{"count":27,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/posts\/3449\/revisions"}],"predecessor-version":[{"id":3858,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/posts\/3449\/revisions\/3858"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/media\/3461"}],"wp:attachment":[{"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/media?parent=3449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/categories?post=3449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dlrinsurancegroup.com\/es\/wp-json\/wp\/v2\/tags?post=3449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}